Free Governance Articles

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Practical, plain-language governance guidance for volunteer community association board members — free to read, no login required. Start with one featured piece from each topic below, then search the full library.

One read from every topic

A starting point across 20 governance topic areas. The full collection lives in the Open Library.

Assessments & Collections

Assessment Liens and Foreclosure in Florida: §§ 720.3085 and 718.116 Explained

How Florida association assessment liens and foreclosure work under § 720.3085 and § 718.116: 45-day notices, the first-mortgagee safe harbo…

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Board Fundamentals

The Stage Self-Assessment: A Lifecycle Diagnostic Your Board Can Run in One Meeting

An evidence-based diagnostic built on CIC-SC Working Paper 2026-01. Six questions, the documents that answer each one, and what every answer…

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Budget & Assessment Strategy

Florida Special Assessment Rules for Condos and HOAs: Notice, Purpose, and Use of Funds

Florida special assessment rules for condos and HOAs: 14-day notice requirements, stated-purpose limits on spending, excess funds, and the S…

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Capital Strategy & Contracting

Deferred Maintenance Is a Loan. Here Is the Interest Rate.

Deferring a repair does not save money — it borrows money from the building, at a rate nobody disclosed and the board never voted on. Here i…

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Community Relations

Self-Managed or Professionally Managed? Evaluating the Real Costs and Risks

The most overlooked governance decision in community associations — not vendor selection, not budget setting, but whether to self-manage or …

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Cost Analysis & Contracting

The Fixed-Cost Trap: What You Take On When You Put Someone on Payroll

The five-year model says hire. This is the argument against it. The in-house option is 100% fixed and the contract is 100% variable, and an …

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Developer Turnover

Declarant Control and the Transition That Never Happened: Stages I and II in Practice

What owners can see during declarant control, what a transition record should contain, and how a turnover goes wrong quietly — read through …

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Elections & Governance

The Election Clock: Notice and Candidacy Timelines Texas Boards Must Hit

A board-level walkthrough of the Texas election calendar, run backwards from election night: the 10-to-60-day notice window under § 209.0056…

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Enforcement & Violations

When “All” Means All: How to Read a Covenant Before You Interpret It

Covenant interpretation is a reading discipline, not an authority question. Built on Ekstrom v. Marquesa at Monarch Beach (2008) and Davis v…

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Financial Oversight

The Association That Ran Out of Money

The financial-oversight library describes warning signs. This article describes the endpoint. Two condominium communities — Lynnhill in Temp…

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Florida Law

Florida 2026 Community Association Legal Landscape: 2025 Reforms in Full Effect & 2026 Session Results

A compliance briefing for Florida HOA and condominium boards, updated August 26, 2026: which 2024 and 2025 reforms are now fully effective, …

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Industry Analysis

CICSC and CAI: Understanding the HOA Education and Standards Landscape

How the Community Associations Institute (CAI) and the CICSC fit together — trade association vs. standards body — and where boards and mana…

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Insurance & Risk

Directors & Officers (D&O) Insurance: What It Covers and What It Doesn't

A board-level guide to D&O insurance for community associations — what claims it pays, what it excludes, the difference between Side A/B/C c…

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Legal Framework

Actual Notice and the Director Who Knew

Frances T. v. Village Green Owners Assn. (Cal. 1986) is the decision the business judgment rule articles do not reach: an association can ow…

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Manager Practice

The Job Nobody Described to You: Five Working Tools for the Manager's Week

The professional-discipline system from Chapter 1 of The Career Association Manager — the Eisenhower Matrix, the Weekly Reset, the Daily Fro…

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Meetings & Procedure

Board Resolutions in Practice

A board resolution turns a decision into a durable, reviewable governing act. Learn the four elements of a defensible resolution — authority…

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Research

California Chose to Regulate a Word

The largest market in the country considered manager licensure for three years and deliberately chose something smaller. The reason is the m…

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Reserves & Capital

The Special Assessment That Reprices a Building: Stage IV and the Harbor Towers Bill

How an association arrives at a capital assessment measured as a fraction of unit value, the decisions upstream that produce it, and what ow…

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Texas Law

Texas HOA Architectural Review Under § 209.00505: Committee Rules, Denials, and Appeals

How Texas Property Code § 209.00505 governs HOA architectural review: who it covers, committee eligibility, written denials, appeals, and 20…

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Vendor Management

The Five Questions to Ask Any Vendor Claim

Lasts longer. Saves more. Pays back at sixteen percent. Five questions, ninety seconds, no statistics required — and the answer a vendor giv…

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